All cheques go through a process called ‘clearing’. The existing process is based on the physical transportation of paper cheques around the country.
From 30 October 2017, a new cheque clearing process was introduced across the UK Banking Industry. The new process means a digital image of your cheque is created when your cheque is paid in, and we can process this image, rather than the paper original.
At Nationwide we'll be introducing this new process at our branches, our ATMS and our postal channels during 2018.
Until that time all cheques that you pay into your Nationwide accounts will use the current paper cheque clearing process. Please continue to use the cheque clearing calculator below until advised otherwise.