All cheques go through a process called clearing. Previously this meant physical transportation of paper cheques around the country.

Nationwide has introduced a new digital image clearing process for when your cheque is paid in which is being rolled out across the UK Banking Industry. This means we now process the digital image rather than the paper original.

All cheques paid in via a Nationwide Branch or Nationwide Fast ATM before 7pm (Monday to Friday) will clear by 11.59pm the next working day.

For withdrawal and "certainty", if a cheque is paid in to the account on a Saturday, Sunday, Bank Holiday or at a Nationwide cash machine then the day of deposit will be the next working day.