Nationwide uses a digital image clearing process, which means we now process the digital image rather than the paper original.

This speeds up the clearing time of your cheque, however, the clearing time will differ depending on how and when your cheque is deposited.

For cheques paid in via:

  • a Nationwide branch or Nationwide Fast ATM before 7pm (Monday to Friday) - your cheque will be deposited immediately and cleared by 11:59pm the next working day.
  • an ATM attached to the outside of a Nationwide branch - your cheque will be deposited when the branch next service the ATM. Your cheque will clear after another 2 working days.

For withdrawal and "certainty", if any cheque is paid in on a Saturday, Sunday or Bank Holiday then the day of deposit will be the next working day.