These are the most common charges you may have to pay if you fail to keep up with your mortgage payments. Some charges, for example those covering unpaid / returned Direct Debits or cheques, occur at the early stages of your inability to pay (arrears). Other charges, for example, relating to our repossession of the property, may apply later in the process and will be dependent on your circumstances. For further information, please visit our money worries section.
These fees may differ if you have our Lifetime Mortgage, please check the Lifetime Mortgage Tariff of Charges.