You can make an application to add or remove a borrower on most Nationwide mortgages. We'll need to make sure you can afford the mortgage and carry out a credit check.
We can't change the borrowers on your mortgage if:
- Your property is let
- Your mortgage will continue to have three or more borrowers
- The person being removed from the mortgage will remain living in the property, and a lifetime tenancy is, or will be, in place.
There is a £125 fee for a change of borrower application. The fee needs to be paid when you make the application and can't be added to the loan. We'll refund the fee if we decline your application.