We'll need to make sure you can afford the mortgage by carrying out a credit check and an affordability assessment on all applicants.
All applicants will need to provide us with proof of income.
We accept the following documents:
- If you are currently employed – your most recent payslip and if you’ve received any bonuses that need to be taken into account, we’ll also need to see your P60.
- Self-employed – SA302 forms for the last two years (this is a brief summary of your income that reported to HMRC).
- Unemployed – a letter from HMRC or the Department for Work and Pensions (DWP).
- Employed – but currently on maternity leave, we’ll need a letter from your employer that states when you’re returning to work.