What are title deeds and where are they kept?

Title deeds are documents that show who has owned land and property since it was registered. They record any mortgages secured on the property and are used to legally prove the ownership of a property or piece of land. These are held differently depending on whether the property is in England and Wales, Scotland or Northern Ireland.

England and Wales

If your property is in England or Wales the title deeds may be stored electronically with the Land Registry *. If you’d like a copy of your deeds you can do this by contacting the Land Registry.

If you bought your property before 1 November 1999 or if your property is not registered with Land Registry, the paper title deeds may remain an important document. If you don’t have your original title deeds they may be stored with Nationwide (if your mortgage is with us) or they could be with the solicitor who acted for you when you purchased the property.

Scotland and Northern Ireland

If you live in Scotland or Northern Ireland you’ll find details of the land registries below:

Scotland (This link will open in a new window) *
Northern Ireland (This link will open in a new window)*

* Nationwide is not responsible for the content of third party websites.

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