If you live in England or Wales the title deeds for most properties are held electronically at the Land Registry. However, if we hold your deeds we'll send them to you once your mortgage has been fully paid off and closed.
If you live in Scotland and you have paper deeds you’ll need to instruct your solicitor to remove the charge at the Land Registry of Scotland, for which a fee will be applicable.
If you live in Northern Ireland your paper deeds can be sent to your home address by recorded post, as long as we have written authority (signatures) by all parties on the mortgage. If we don’t receive written authority the title deeds will be sent to your local Branch.