If you have a Tracker mortgage (reserved through Nationwide on or after 10 January 2006) you can switch to one of our Fixed Rate products at any time (For Tracker rates reserved through Derbyshire Building Society, Cheshire Society or Dunfermline Society please check your original mortgage offer, section 10 or call us on 0800 30 20 11).
If your Tracker is Early Repayment Charge free you can switch to a new product at any time. If you’re unsure if your Tracker is subject to Early Repayment Charges, please check the terms of your mortgage offer, section 10 or call us on 0800 30 20 11.
You can’t switch to a new product if you’re currently on a payment holiday, letting your property or are in arrears. Please note that you'll have to have made at least one monthly payment since being on an arrangement or taking a payment holiday before switching to a new product.