If you’d like to borrow more you can use our affordability calculator to give you an idea of how much you can borrow. Once you know how much you can borrow you can get a Decision in Principle (DIP) and then go on to choose your mortgage product. The minimum amount you can borrow is £5,000 if you're using it to make home improvements or £10,000 for non-home improvement purposes.
If you need advice, make an appointment in branch or give us a call on 0800 121 74 66. A Mortgage Consultant will discuss your current and future circumstances and will advise you of the most suitable product to meets your needs. You’ll need to allow around an hour for your interview.
If you’re happy choosing which of our deals is the right one for you, then you can switch online without advice. However, you won’t benefit from the protection of a personal recommendation offered by our advised service.