What is cash reward?

Cash reward is a purchase reward for our Select Credit Card and Cash Reward Credit Card customers. Your rewards are calculated on how much you’ve used your credit card over the year.

How do I earn cash reward?

Whenever you use your Select or Cash Reward Credit Card for purchases you earn cash reward. Purchases must be made in Sterling (balance transfers, cash advances, and payment protection insurance premiums are excluded).

If you have a Select or Cash Reward Credit Card you'll receive a 0.25% cash reward on purchases in pounds sterling (excluding cash withdrawals, balance transfer and payment protection insurance premiums). The cashback rate of 0.25% on Select only applies to accounts opened before 11th January 2018. The Cash Reward Credit Card is no longer available to new customers.

When is cash reward paid?

Your cash reward earnings will be paid to your account each December.

Simply Rewards

You can also register for our Simply Rewards scheme to get additional cashback offers where you spend on your Nationwide Visa debit or credit card at selected retailers. With no vouchers, loyalty cards or offer codes needed, the money goes straight to your card within 5 working days of each qualifying purchase. Terms and Conditions apply.

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