I agree that

  1. you can rely on the information I have given you on this application in deciding whether to lend me money or arrange my insurance and I confirm it is true, complete and contains all material facts relating to my application. I understand you may decide to decline my application;
  2. I am asking you to issue me with a credit card and that your conditions, which I have read will apply;
  3. if my application is accepted you will issue a card to me and to any additional card holder(s) nominated by me on my account;
  4. Nationwide has not provided me with any advice or recommendation to any insurance provided free or purchased with this application