If you can afford to, continuing to make your overpayments could be worthwhile. However, if you want to decrease the amount that you’re overpaying, or want to stop making overpayments completely, you can - depending on how you’re making your payment. Please note that payments received toward your mortgage will cover your contractual monthly payment before any excess is added to your overpayment reserve.
- If you’re overpaying by Direct Debit, you can either contact us on 0800 30 20 11, visit us in branch, send us a secure message through the Internet Bank, or write to us with your instructions.
- If you’re overpaying by Standing Order from a Nationwide account, you can change the amount in your Internet Bank or by contacting us.
- If you’re overpaying by Standing Order from another bank or building society, you’ll need to contact them and ask them to change the amount.