During the application process you will be asked ‘Do you have any other loans’, answering ‘Yes’ will allow you to consolidate any existing Nationwide personal loans.

You can take out a new loan and leave your existing loan in place if you prefer, but you should note that you can only have two Nationwide personal loans at any time and the total amount borrowed on these loans must not exceed £25,000.

Topping up online

Registered Internet Bankers

  • Log in to the Internet Bank
  • Choose the ‘Browse’ tab on the top right hand side of the screen
  • Select 'Personal Loan’ from the ‘Borrowing’ section at the bottom of the page
  • Follow the on-screen instructions to complete the application.

    • During the application you will be asked ‘Do you have any other loans?’, answering ‘Yes’ will automatically display any existing Nationwide personal loans. You will then have the option to settle the personal loans.

    You can also start your top up application from our Banking app

    If you're not registered for Internet Banking:

    If you are not registered for Internet Banking you can still consolidate existing Nationwide personal loans within the online application process. You will need your personal loan account number, this can be found on any letters or annual statements referring to your loan. Alternatively you can call a Nationwide Building Society representative on 0800 30 20 11, option 2, who will be able to assist you.

    You also have the option to register for the Internet Bank and then apply online for a loan top-up.

    Other ways to top-up