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On 27 January 2016 balances in Save to Buy Issues 1 and 2 accounts were moved to Save to Buy Issue 3. The product:

• Has a maximum balance of £25,000*
• Gives immediate access to your savings. You can make one withdrawal per account year** without your interest rate changing. You can make more withdrawals after this, but your rate will reduce from the date of the second withdrawal until the end of that account year**. Look up the current rate for this product.

* Please note, the interest rate on Issue 3 is variable. It's not a guaranteed rate or linked to the Bank of England base rate.

** One withdrawal per 'account year' means the 12 month period from the date the account was opened and each period of 12 months thereafter.

If your balance exceeded £25,000 before the migration to the new issue 3 product in January 2016, your entire balance will have been migrated. 

You will no longer be able to make deposits into your Save to Buy Issue 3, unless you take the balance below the account limit. You can make one withdrawal per account year without your interest rate changing. Further withdrawals are allowed, but your rate will reduce from the date of the second withdrawal until the end of that account year.