PortfolioInvestor FAQs

The minimum account balance is £1, whilst the maximum you can save is £5 million. If you need to invest a larger amount, or require other types of business banking, please speak to one of our advisers by calling 0800 464 3089.

To make a deposit into your account you can either pay a cheque in at any Nationwide branch or via post addressed to:

Central Savings Department
Nationwide Building Society
Moulton Park
Northampton
NN3 6NW.

Alternatively you can make electronic transfers to pay money into your account.

Electronic transfers start earning interest the first full day after we've received them. For details of when money paid in by cheque starts earning interst please refer to our cheque clearing calculator. Please note, cash deposits are not allowed.

You can make a withdrawal at any time by simply writing a cheque. Alternatively you can request an electronic transfer. Please remember that cheque withdrawals must be authorised by the specified number of mandated signatories on the account. Cash withdrawals are not allowed on this account.

PortfolioInvestor does not offer an overdraft or credit facilities. Before making a withdrawal please ensure there are sufficient funds in your account.

Interest is calculated daily and will be paid into the account on the first day of March, June, September and December. When your balance reaches a higher interest tier you will receive that rate of interest on your entire balance. Please note that the interest rate is variable.

Rates change from time to time – but you can keep up to date by visiting our interest rates webpage, picking up a leaflet at your local branch or calling 0800 464 3089.

*From and including 27th February 2018, charges relating to unpaid items and bounced cheques no longer apply to PortfolioInvestor.

For further details or to arrange one of these services call 0800 464 3089 or write to:

Central Savings Department
Moulton Park
Northampton
NN3 6NW

There are forms available online to change your name or address. These can be found within “Other Services” on the Internet Bank. Alternatively you can visit us in branch.