ISA flexibility is available across the Nationwide cash ISA product range, meaning you can withdraw and put in money (in line with terms and conditions) to any cash ISA product without it counting towards your annual ISA allowance.
There are restrictions with some of our products, so it’s important to check your account terms and conditions.
- Help to Buy: ISA has a limit on how much money you can put in each month. Any money you take out will affect how much you can save that month. Check your terms and conditions for details.
- If you have a Fixed Rate ISA, you can only withdraw your money if you close your account or if you’ve come to the end of your term. If you close your account early, there will be an early-access charge.
- With our Inheritance ISA: if you withdraw funds and wish to replace them in the same tax year, you can only replace these funds in another cash ISA product with us.
Please note: if you have a Junior ISA, a different set of rules apply as the child cannot access the money in the account until they are 18 years old. The government website about Junior ISAs offers full information. Nationwide no longer has a Junior ISA in its current product range.