When you ask us to make Direct Debits, standing orders and bill payments on a future date, we attempt to make these payments in the morning.
Retry of failed payments
If there are insufficient funds in your account to make the payment we will try to make the payment again on the same day at 2:30pm. This is to provide you with additional time to get cleared funds into your account. You can do this by paying cash into your account at a Nationwide branch, making a Faster Payment or a quick transfer online from another Nationwide account. To find out when a cheque you are paying into your account will clear, please use our cheque processing calculator.