Payments sent to SEPA Region countries in Europe have to be made using a SEPA payment.
View the list of countries currently in the SEPA region
Cost of Payment
There is a transaction charge to send a SEPA payment of £9.00*
*There is no transaction charge applied for SEPA payments made from FlexOne or FlexStudent Accounts.
Nationwide Euro Exchange Rate
Nationwide is able to offer the conversion of Sterling (£) to Euro before the payment is made. The actual exchange rate will be provided to you when you ask us to make a SEPA Credit Transfer and you will accept that exchange rate by clicking to “Confirm Payment” or by signing the form.
If we receive your payment instruction on a working day your payment will normally arrive at the recipient’s bank the next working day. We can only make payments on working days. If you ask us to make payment on a non-working day your payment will normally arrive at the recipient’s bank within 2 working days.
Please be aware that only immediate payments and not future dated ones can be made using this service.
Important details we need to be able to send your payment
Please note. If you have a card reader with your account, you need it to complete your transaction
International Bank Account Number (IBAN)
This number is used to identify the recipient’s bank account. Please check carefully that the IBAN you enter is correct. If it isn’t, your payment may go to the wrong account and we may not be able to get your money back. The BIC is obtained from the IBAN and it is vitally important that you supply the correct IBAN information.
Bank Identifier Code (BIC)
A BIC is used to send SEPA payments to the correct bank.
Daytime contact telephone number
We may need to contact you if there is a problem with your payment. If you do not provide us with your contact details and we are unable to contact you, your payment may be delayed. Please also check your online secure message on a regular basis because we may send you a message requesting further information.