Can I still use Apple Pay if my card is lost or stolen?

Yes, if you report your card missing

When you tell us your card is missing, we’ll cancel it and post a new one to you. You can continue to use Apple Pay while you wait for your new card. Once your new card is ready, we’ll automatically update the card details in Apple Pay for you.

No, if you freeze your card

If it's your debit card that's lost, you can freeze it in the Banking app. While your card is frozen, it can't be used to make payments, and Apple Pay won't work. If your card turns up, you can unfreeze it straight away and Apple Pay will be back in action.

How to report your lost or stolen card, or freeze your debit card

Available on selected Apple devices only. Apple and Apple Pay are trademarks of Apple Inc., registered in the US and other countries.