As an attorney you can be a friend, relative or professional person such as a solicitor or accountant. You must be over 18 (in Scotland it's 16), and the account holder can have more than one attorney.
If account holders want to appoint more than one attorney, they’ll need to specify whether attorneys are to act:
- Jointly – this means that the attorneys must all sign for transactions and make joint decisions and they cannot act independently of each other
- Jointly and severally – this means the attorneys can make decisions on their own or with other attorneys.
Account holders can state that attorneys act jointly in some matters and jointly and severally in others.
Each attorney will be required to attend their local branch with their ID before they are able to use the account.