Section 75 applies to services that you have purchased on a credit card that cost between £100 and £30,000. This applies whether you've paid the full amount, only the deposit or made a partial payment on your credit card. It does not apply to debit cards.
Section 75 makes Nationwide equally liable for any breach of an agreement with a merchant (for example, when a merchant does not provide the service you have purchased).
If a flight or hotel that you have booked is still available, even if you can’t get there or no longer wish to travel, unfortunately this wouldn’t be covered by Section 75, as it’s not a result of a breach of your contract with the merchant.
If the terms and conditions of the service you have bought allow you to cancel for free and you’re not refunded, or a flight is cancelled and you’re not refunded, please let us know.