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If things seem tough right now, we're here to help you get back on track.

Before we chat, let’s build your budget

Building a budget will give you a clear picture of your finances.

It also means we can:

  • give you the best support
  • avoid any guesswork
  • see if setting up a payment plan might help you.

It’s just 2 easy steps

  1. Tell us about what you earn and spend
    Just fill out our simple form which we’ll use to work out your budget.
  2. We’ll be in touch to get you back on track
    And together, we’ll agree a payment amount you’re more comfortable with.

Useful things to have ready

If you don’t know your exact income and outgoings – and let’s face it, who does? – here are a few things that will help you build an accurate budget.

  • Your latest payslips or income statements. We’ll ask about any money you have coming in, including salaries, pensions, income support or benefits.

  • Your latest bills and credit statements. We’ll ask about your mortgage or rent payments, energy and council tax bills, as well as any debts you have with other providers.

Information: details about what you earn and spend will only be used to build a budget. Doing this budget won’t affect your credit score.

Ready to get your payments back on track?

Prefer to get help another way? Visit our money worries page.