If you're legally entitled to do so, you can apply to be the personal representative and deal with the estate yourself.
The tasks of the personal representative can include:
- collecting all the assets of the estate
- dealing with any paperwork
- settling any debts, taxes, funeral costs and administration costs
- appointing a solicitor.
If the person’s Nationwide account contained £50,000 or more, you’ll need to apply for probate and provide us with proof of this through a Grant of Probate. Please note that other account providers and financial organisations may need a Grant of Probate for accounts with less than £50,000.
You may not need probate if the person who died only had some savings or premium bonds or if they had jointly owned their assets like property or shares. The Government has created a guide to help you understand whether you need to apply for probate.
Do I need to apply for probate? (opens in a new window)
We recommend following the Government's guide to applying for probate (opens in a new window) if this option seems best.
Someone, such as a relative or spouse, may have already applied for probate for this person. You can find out if this is the case if you search probate records for documents and wills (opens in a new window). This person will then be the personal representative instead.