Why choose Start to Save?

This account is designed to get you motivated – and stay motivated – about saving, with a chance to win £100 in our prize draws.

Save between £50 and £100 in the three months leading up to a prize draw to be in with a chance of winning.

About the prize draws

To make sure you’ll always qualify, find out how the prize draws work.

Interest rate

1.00% AER/gross a year (variable) for 24 months

Access to your money

Take out money if you really need to – but this may affect your entry into the prize draw

Manage your money

Online – using our Internet Bank or Banking app

Designed for:

  • Those who want to start a savings habit or get back into the swing of saving

  • Savers who want a chance to win £100 in one of the Start to Save prize draws

  • Savers who want to open and manage their account online using our Internet Bank or Banking app

Not designed for:

  • Savers who don’t live in England, Scotland or Wales

  • Savers looking to put away more than £100 a month

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Discover more ways to help you save

Explore our range of tools and tips to help you save.

Account details


This Summary Box sets out the key features of the savings account. For full details, please read the account terms and conditions.



Before you apply, please make sure you read the Summary Box and Terms and Conditions in full and print or save a copy for reference

Savings and ISA help

Useful guides to help you manage your account and understand the different ways to save.

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.