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Withdrawing from an ISA

Find out how to take money out, move money between your accounts, and any limits on your withdrawals.

Note:

When transferring to an ISA with another manager, please make sure you follow the correct transfer process. If you withdraw the money instead, you'll lose the tax-efficient benefits.

Please note that your maximum withdrawal amount is subject to the maximum balance of the product.

You can move money between your Nationwide cash ISA accounts without it counting towards your annual ISA allowance. This is provided that the accounts you hold allow you to move money in and out of them.

More on moving money between Nationwide cash ISA accounts

ISA flexibility

You can withdraw money from your cash ISA and replace it within the same tax year, without it counting towards your annual ISA allowance. This is called ISA flexibility. Our ISA flexibility explained page has more on this.

Please note, not all ISA products offer flexibility so check the terms and conditions before applying.

ISAs with different withdrawal rules

If you have one of the following ISAs, there are different rules around taking your money out.

We suggest you always check your account’s terms and conditions for more information on your account and any charges.

Withdrawing cash or cheques at your branch

  • Up to £500 - bring your passbook. Don’t have a passbook? You should bring some valid ID, such as a passport or driving licence.
  • Over £500 - bring your passbook or bank card, and we’ll go through some security questions with you. You may also be asked to show some valid ID, such as a passport or driving licence.
  • Withdrawals over £500 are subject to the funds being available in your branch. We suggest you always call ahead with your request.

Find your nearest branch

Withdrawing online

Make a quick transfer using Internet Banking or the Banking app to move money to your Nationwide current account or instant access savings account.

Don’t have internet banking? Register now.


Withdrawing from a Savings account

In this guide you’ll find instructions around how to take money out of your account, how to move money between your accounts, and any withdrawal limits.

We suggest you always check your account’s terms and conditions for more information on your account.

Please note that your maximum withdrawal amount is subject to the maximum balance of the product.

Withdrawal instructions

How to withdraw from a bond


You can’t withdraw from a Fixed Rate bond or e-Bond after you’ve opened it.

If you close before the end of the term, you may have to pay an early access charge. Read the terms and conditions to see what early access charges could apply.