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Why choose a Fixed Rate ISA?

Interest rate

0.40% to 0.50% AER/tax-free (fixed)

Access to your money

Only when your term ends otherwise a charge will apply

Manage your money

Online and in branch


Designed for:

  • Savers willing to lock away their money for a fixed term

  • Savers with a lump sum to deposit

  • Savers looking for an interest rate that won't change

Not designed for:

  • Savers who want instant access to their money

  • Savers who want to put away money on a regular basis

A cash ISA allows UK residents aged 16 or over to save up to their annual ISA allowance tax-free with one provider each tax year. The allowance is £20,000 for 2021/22. With other savings accounts, you may have to pay tax on the interest you earn, depending on your Personal Savings Allowance. The interest on a cash ISA is tax-free, so all the interest you earn, you keep.


Is your ISA about to mature?

Find out what your maturity options are, and let us know what you've decided.

Not the right account for you?

Answer a few simple questions and we'll show you what's available.


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Note:

Before you apply, please make sure you read the Summary Box and Terms and Conditions in full and print or save a copy for reference

Information:

This Summary Box sets out the key features of the savings account. For full details, please read the account terms and conditions.

Savings and ISA help

Useful guides to help you manage your account and understand the different ways to save.

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.