You can only open a Fixed Rate Bond in branch.

Why choose a Fixed Rate Bond?

Interest rate

From 1.10% to 1.40% AER/gross p.a. (fixed)

Access to your money

Only when your term ends otherwise a charge will apply

Manage your money

Online and in branch

Designed for:

  • Savers willing to lock away their money for a fixed term

  • Savers with a lump sum to deposit

  • Savers looking for an interest rate that won't change

Not designed for:

  • Savers who want instant access to their money

  • Savers who want to put away money on a regular basis

Is your bond about to mature?

Find out what your maturity options are, and let us know what you've decided.

Not the right account for you?

Answer a few simple questions and we'll show you what's available.

Account details

Explore the key features and benefits of this account in our Summary Box before moving on to start your application.


This Summary Box sets out the key features of the savings account. For full details, please read the account terms and conditions.



Before you apply, please make sure you read the Summary Box and Terms and Conditions in full and print or save a copy for reference.

Please note: you must make one lump-sum deposit at the time of opening a Fixed Rate Bond. You cannot make any further deposits.

Savings and ISA help

Useful guides to help you manage your account and understand the different ways to save.

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.