My bond is about to mature. What are my options?

You have 4 choices:

1. Save all of your money (or add more)

  • Either into a new bond, or
  • Into a new bond and add more money from one of your other Nationwide accounts

To add money by cheque, please complete the form in your pack, attach the cheque and return it to one of our branches, or post it back to us.

2. Save some money into a new bond and take out the rest

You have three options for taking out your money:

  1. Transfer it into another Nationwide account you hold
  2. Receive a cheque from us
  3. Transfer your money electronically to your current account with any UK bank or building society. You’ll need to visit us in branch to do this, and you’ll need to bring along some proof of identity and account ownership.

3. Close your bond

You have three options for taking out your money:

  1. Transfer it into another Nationwide account you hold
  2. Receive a cheque from us
  3. Transfer your money electronically to your current account with any UK bank or building society. You’ll need to visit us in branch to do this, and you’ll need to bring along some proof of identity and account ownership.

4. Save in an e-bond

This means you’ll put your maturing bond into an e-bond. Please note, you can only do this if:

  • You have a Nationwide current account
  • You are aged 16 or over
  • You are a UK resident

As a valued customer we want you to get the best rate available, so please check the rates on offer in your pre-maturity pack. If you’d like a product and rate from the pack, which isn’t shown below, please complete the paper form and send it back to us at Dept NW3001, Nationwide Building Society, Swindon SN38 1NW by your maturity date.

We offer a Rate Guarantee when you take another Fixed Rate Bond – if our rate changes between the date we notify you of your options and your existing product maturity date, we’ll give you the better rate as long as you get back to us by your maturity date. See the latest rates available.

However, if you'd like one of the new products shown here please continue with your application.

What would you like to do with your bond?

What type of bond do you want?

1 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.80% 0.80% n/a

Notes

Rates are fixed.

Access: Branch

1 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.80% 0.80% n/a

Notes

Rates are fixed.

Access: Branch

2 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.10% 1.10% n/a

Notes

Rates are fixed.

Access: Branch

2 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.10% 1.09% n/a

Notes

Rates are fixed.

Access: Branch

3 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.30% 1.30% n/a

Notes

Rates are fixed.

Access: Branch

3 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.30% 1.29% n/a

Notes

Rates are fixed.

Access: Branch

5 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.60% 1.60% n/a

Notes

Rates are fixed.

Access: Branch

5 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.60% 1.59% n/a

Notes

Rates are fixed.

Access: Branch

1 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.80% 0.80% n/a

Notes

Rates are fixed.

Access: Branch

2 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.10% 1.10% n/a

Notes

Rates are fixed.

Access: Branch

3 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.30% 1.30% n/a

Notes

Rates are fixed.

Access: Branch

5 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.60% 1.60% n/a

Notes

Rates are fixed.

Access: Branch

1 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.80% 0.80% n/a

Notes

Rates are fixed.

Access: Branch

2 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.10% 1.09% n/a

Notes

Rates are fixed.

Access: Branch

3 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.30% 1.29% n/a

Notes

Rates are fixed.

Access: Branch

5 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.60% 1.59% n/a

Notes

Rates are fixed.

Access: Branch

What type of bond do you want?

1 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.80% 0.80% n/a

Notes

Rates are fixed.

Access: Branch

1 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.80% 0.80% n/a

Notes

Rates are fixed.

Access: Branch

2 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.10% 1.10% n/a

Notes

Rates are fixed.

Access: Branch

2 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.10% 1.09% n/a

Notes

Rates are fixed.

Access: Branch

3 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.30% 1.30% n/a

Notes

Rates are fixed.

Access: Branch

3 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.30% 1.29% n/a

Notes

Rates are fixed.

Access: Branch

5 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.60% 1.60% n/a

Notes

Rates are fixed.

Access: Branch

5 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.60% 1.59% n/a

Notes

Rates are fixed.

Access: Branch

1 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.80% 0.80% n/a

Notes

Rates are fixed.

Access: Branch

2 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.10% 1.10% n/a

Notes

Rates are fixed.

Access: Branch

3 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.30% 1.30% n/a

Notes

Rates are fixed.

Access: Branch

5 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.60% 1.60% n/a

Notes

Rates are fixed.

Access: Branch

1 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.80% 0.80% n/a

Notes

Rates are fixed.

Access: Branch

2 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.10% 1.09% n/a

Notes

Rates are fixed.

Access: Branch

3 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.30% 1.29% n/a

Notes

Rates are fixed.

Access: Branch

5 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 1.60% 1.59% n/a

Notes

Rates are fixed.

Access: Branch

Using our online form, you can arrange to receive your money by cheque or by transfer to another Nationwide account you hold.

Another option

If you want to transfer your money to a current account that’s not with Nationwide, you’ll need to visit us in branch. You’ll need to bring along some proof of identity and account ownership.

I want to find out how to open an e-bond

Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross p.a. is the interest rate without tax deducted.
Net p.a. is the interest rate after the deduction of tax.
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.