Your bond is maturing. Let us know what you’d like to do next.

You have 4 options for your bond at maturity. Select from the following list, and we'll guide you through the next steps.

Note:

You can only process your maturity instructions in the 23 days before your bond’s maturity date.

Offers just for members

Now and then we'll offer accounts and incentives just for our members. These are usually available for a limited time.

To be one of the first to hear when we launch a new and improved savings account, sign up to our SavingsWatch service.​

To find out what accounts are currently available, including any just for members, explore our full range of savings accounts. Just make sure you come back to this page to let us know what you'd like to do with your maturing bond.​

Information on your options at maturity

  • Save the full amount into a new bond, or
  • Save the full amount in a new bond, and add more money from an existing Nationwide account

Note:

As part of our Savings Promises, we offer a Rate Guarantee when you take out another Fixed Rate Bond. This means that if our rate changes between the date we notify you of your maturity options and your existing bond’s maturity date, we’ll give you the better rate - as long as you get back to us with your choice by your maturity date.

Choose my maturity option

To add more money by cheque, you’ll need to fill out the form in your maturity pack and send this to us in the post along with your cheque. You could also do this by visiting us in branch, bringing with you some proof of identity and account ownership.


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  • Transfer it into another Nationwide account you hold, or
  • Receive a cheque from us

Note:

As part of our Savings Promises, we offer a Rate Guarantee when you take out another Fixed Rate Bond. This means that if our rate changes between the date we notify you of your maturity options and your existing bond’s maturity date, we’ll give you the better rate - as long as you get back to us with your choice by your maturity date.

Choose my maturity option

You can also transfer your money electronically into a current account with any UK building society. You’ll need to visit us in branch to do this, and you’ll need to bring along some proof of identity and account ownership.


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  • Transfer it into another Nationwide account that you hold, or
  • Receive a cheque from us

Choose my maturity option

You can also transfer your money electronically into a current account with any UK building society. You’ll need to visit us in branch to do this, and you’ll need to bring along some proof of identity and account ownership.


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You can do this once your existing bond has matured, and if:


  • You have a Nationwide current account
  • You are aged 16 or over
  • You are a UK resident

Choose my maturity option
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Let us know what you'd like to do next

Choose your maturity option

Sort bonds by length of term

1 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.30% 0.30% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

1 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.30% 0.30% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

2 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.35% 0.35% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

2 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.35% 0.35% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

1 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.30% 0.30% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

1 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.30% 0.30% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

2 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.35% 0.35% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

2 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.35% 0.35% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

Sort bonds by length of term

1 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.30% 0.30% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

1 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.30% 0.30% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

2 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.35% 0.35% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

2 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.35% 0.35% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

1 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.30% 0.30% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

1 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.30% 0.30% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

2 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.35% 0.35% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

2 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year 		AER % Gross
% p.a. 		Net
% p.a.
£1+ None 0.35% 0.35% n/a

Notes

Rates are fixed.

Access: Branch

Apply now

Using our online form, you can arrange to receive your money by cheque or by transfer to another Nationwide account you hold.


Close my bond

Get a cheque or transfer on the day of maturity

We can issue you a cheque for your bond maturity balance on the day of maturity. To do this, you must visit us in branch, bringing your bond certificate and a form of ID (for example, passport or driving licence).


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Note:

You can only do this if you have a Nationwide FlexPlus, FlexDirect or FlexAccount and are registered for the Internet Bank.

To reinvest your money into an e-bond, you need to:


  1. Log in to the Internet Bank.
  2. Select your Fixed Term Bond Maturity account from your list of accounts. It should be highlighted in yellow.
  3. Select Reinvestment options.

You can also add more money as part of this process.

Apply for a Nationwide e-bond

Log in to the Internet Bank

Help and support

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Protecting your money

More about the Financial Services Compensation Scheme

Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross p.a. is the interest rate without tax deducted.
Net p.a. is the interest rate after the deduction of tax.
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.