Your bond is maturing. Let us know what you’d like to do next.

You have 4 options for your bond at maturity. Select from the following list, and we'll guide you through the next steps.

Note:

You can only process your maturity instructions in the 23 days before your bond’s maturity date.

Information on your options at maturity

  • Save the full amount into a new bond, or
  • Save the full amount in a new bond, and add more money from an existing Nationwide account

Note:

As part of our Savings Promises, we offer a Rate Guarantee when you take out another Fixed Rate Bond. This means that if our rate changes between the date we notify you of your maturity options and your existing bond’s maturity date, we’ll give you the better rate - as long as you get back to us with your choice by your maturity date.

To add more money by cheque, you’ll need to fill out the form in your maturity pack and send this to us in the post along with your cheque. You could also do this by visiting us in branch, bringing with you some proof of identity and account ownership.


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  • Transfer it into another Nationwide account you hold, or
  • Receive a cheque from us

Note:

As part of our Savings Promises, we offer a Rate Guarantee when you take out another Fixed Rate Bond. This means that if our rate changes between the date we notify you of your maturity options and your existing bond’s maturity date, we’ll give you the better rate - as long as you get back to us with your choice by your maturity date.

You can also transfer your money electronically into a current account with any UK building society. You’ll need to visit us in branch to do this, and you’ll need to bring along some proof of identity and account ownership.


Branch finder
  • Transfer it into another Nationwide account that you hold, or
  • Receive a cheque from us

You can also transfer your money electronically into a current account with any UK building society. You’ll need to visit us in branch to do this, and you’ll need to bring along some proof of identity and account ownership.


Branch finder

You can do this once your existing bond has matured, and if:


  • You have a Nationwide current account
  • You are aged 16 or over
  • You are a UK resident

Let us know what you'd like to do next

Note:

For a limited time only, you can reinvest up to £10,000 in our Mutual Reward Bond. This bond offers our best available fixed interest rate and the opportunity to win £10,000 in our prize draw (eligibility criteria and terms and conditions apply).

Find out about our Mutual Reward Bond.

Choose your maturity option

1 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.30% 0.30% n/a

Notes

Rates are fixed.

Access: Branch

1 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.30% 0.30% n/a

Notes

Rates are fixed.

Access: Branch

1 year Fixed Rate Bond - Annual interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.30% 0.30% n/a

Notes

Rates are fixed.

Access: Branch

1 year Fixed Rate Bond - Monthly interest

A branch based account that allows you to save a lump sum and earn a fixed rate on your savings. Minimum age 7.
Savings rates table
Withdrawals
per year
AER % Gross
% p.a.
Net
% p.a.
£1+ None 0.30% 0.30% n/a

Notes

Rates are fixed.

Access: Branch

Using our online form, you can arrange to receive your money by cheque or by transfer to another Nationwide account you hold.


Close my bond

Get a cheque or transfer on the day of maturity

We can issue you a cheque for your bond maturity balance on the day of maturity. To do this, you must visit us in branch, bringing your bond certificate and a form of ID (for example, passport or driving licence).


Branch finder

Note:

You can only do this if you have a Nationwide FlexPlus, FlexDirect or FlexAccount and are registered for the Internet Bank.

To reinvest your money into an e-bond, you need to:


  1. Log in to the Internet Bank.
  2. Select your Fixed Term Bond Maturity account from your list of accounts. It should be highlighted in yellow.
  3. Select Reinvestment options.

You can also add more money as part of this process.

Apply for a Nationwide e-bond

Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross p.a. is the interest rate without tax deducted.
Net p.a. is the interest rate after the deduction of tax.
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.