Nationwide mortgage ranges

We know it can be hard to save up enough for a new home, so we created our Save to Buy and Help to Buy mortgage ranges with affordability in mind. Save to Buy mortgages offer fixed and tracker rates with a deposit as low as 5%, plus a cashback offer for customers who've been saving with us. If you're looking to use a Help to Buy equity loan as part of your mortgage deposit, then a Help to Buy mortgage could be right for you.

Nationwide Help to Buy mortgages

If you have a Help to Buy equity loan and are ready to apply for a mortgage, our range of Help to Buy mortgages may be just what you're looking for. We created these mortgage rates for home purchasers who'll be using a Help to Buy equity loan as part of their deposit. 

Eligibility

  • You'll need to have a Help to Buy equity loan to apply. Remember, mortgages are subject to underwriting and criteria, so we can't guarantee you'll get a Nationwide Help to Buy mortgage if you have a Help to Buy equity loan.
  • You need to be a First Time Buyer (getting your first mortgage, or not held a mortgage for 3 years), or moving home and taking out a new Nationwide mortgage (your current mortgage can be with us or another lender). The maximum Help to Buy mortgage amount possible is £480,000.

Applying for a Nationwide Help to Buy mortgage

When you have a Help to Buy equity loan and you're ready to apply for a mortgage with us, call us on 0800 30 20 10 (Mon-Fri 8am-8pm, Sat 9am-5pm), or visit your local branch to make your appointment. It's not currently possible to apply online for a Help to Buy mortgage.

Help to Buy equity loans

The government scheme that can provide extra money towards a deposit for a new home.

Find out more about Help to Buy

Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage.

Our mortgage offers may be withdrawn at any time and without notice.

Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.