Mortgage offers and schemes

We know it can be difficult funding a new home or a move. That's why we support affordable housing schemes like Help to Buy. We also have our own mortgage rates and special offers to help you. 

Help to Buy and affordable housing schemes

Help to Buy: ISA

Help to Buy: ISA has stopped for new applicants.

Already have Help to Buy: ISA with us? You can still save up to £200 a month until 30 November 2029.

Help to Buy equity loans

We support the Government's Help to Buy scheme, which provides loans towards house purchases in England, Scotland or Wales.

More housing schemes

Discover more affordable housing schemes like shared ownership, Forces Help to Buy, and Right to Buy.

Mortgage cashback offers

£500 for First Time Buyers

All First Time Buyers who take out a mortgage with us will get £500 cashback when their mortgage completes. Terms and conditions apply.


Get £500 cashback or free standard legal fees when you remortgage to Nationwide. Terms and conditions apply.

Nationwide mortgage range offers

Help to Buy mortgages

If you have a Help to Buy equity loan and are ready to apply for a mortgage, you could choose one from our Help to Buy mortgage range, created especially for you.

Mortgages for later life

If you're 55 or over, and already have a mortgage with us, we can offer a range of later life borrowing options that may be of interest to you.

Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage.

Our mortgage offers may be withdrawn at any time and without notice.

Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.