Existing mortgage customer - moving home

If you already have a Nationwide mortgage and you're looking to move, then you may be pleased to hear that our mortgages are 'portable' which means you may be able to take your existing mortgage with you to your next home.

The flexibility to 'port' your existing mortgage means that you can choose to keep your existing mortgage and take any additional borrowing you may need on a new mortgage product with us.

Alternatively you can start a new mortgage product from scratch (paying any early repayment charges that are due on your existing mortgage).

What we can offer

Great service for our members

The best customer satisfaction amongst our major high street competitors* and access to exclusive products mean it's no surprise millions of people prefer to do their banking with a building society.

See how much you could borrow?

Our mortgage calculator will tell you how much we could lend you based on your income and outgoings.

Compare our mortgage rates

We offer a range of great mortgage deals. View mortgage rates to find out how much your monthly payments could be.

Jargon buster

Help with understanding the terms that cause confusion when you're researching your mortgage options.

Get a decision online

You can get a no-obligation Decision in Principle online even if you need advice and wish to continue your full application with one of our advisers in branch or over the phone

Cover for your new home

If you’re moving up or downsizing, review your home insurance to make sure your cover meets your needs.

Life insurance

When you change your mortgage it’s a good time to consider other elements of your finances too. Do you have the right level of life insurance in place?

*Ipsos MORI 2019, Financial Research Survey (FRS), 12 months ending 31 December 2018, c.60,000 adults interviewed per annum, proportion of extremely/very satisfied customers minus proportion of extremely/very/fairly dissatisfied customers summed across current account, mortgage and savings. High street peer group defined as providers with main current account market share >4% (Barclays, Halifax, HSBC, Lloyds Bank, NatWest, Santander and TSB)

Think carefully before securing other debts against your home. Your mortgage is secured on your home, which you could lose if you do not keep up your mortgage repayments.

Next steps:  Once you've found out how much you could borrow...              

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View your mortgage online

If you're registered for Internet Banking then you can view your current mortgage statement at any time, night or day.

Making overpayments

Want to make overpayments, change your repayment basis or find out more about fees and charges? Whatever your question, our support section has been designed to get you straight to the information you need.

Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.