Your borrowing options for later in life

  • 1 Standard residential mortgages

    Consider a standard mortgage if you're looking to repay your mortgage by age 75.

  • 2 Borrowing in Retirement

    This allows you to take a repayment mortgage (repaying both the capital and interest), up to age 85 at the end of the repayment term, based on your retirement income.

  • 3 Equity release

    If you're over the age of 55 this option could let you use the equity in your home to release money. You don't have to make monthly payments unless you choose to do so.

More information

Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.