Our loans are only available to members. You’re a member when you have a current account, mortgage or savings account with us. If you’re applying for a joint loan, only one of you needs to be a member.

Find out more about membership

We'll beat any like-for-like offer from another UK loan provider by 0.5% APR if you're a main current account customer. The loan offer must be from a UK loan provider and for an amount of between £1,000 and £25,000 borrowed over 1 to 7 years.

How the Loyalty Price Promise discount works

To claim your discount, you'll need to:

  1. Be a main current account customer
  2. Make sure you have a copy of the competitor's loan offer that's less than 30 days old
  3. Apply for a loan with us in branch or over the phone on the same basis as the one in your competitor offer. Please note that you cannot apply online

If we accept your application and the rate that we offer you is higher than or equal to your competitor offer, we'll beat their offer by 0.5% APR.

You can't claim the Loyalty Price Promise against a loan that you're already paying off. This offer is for new loan applications only. You can hold a maximum of two Nationwide loans at any time totalling no more than £25,000.

Apply in branch

We'll give you your discount during your appointment, after a few checks. Just bring your offer along.

Find your nearest branch

Apply by phone

We'll ask you to send a copy of your competitor offer before we give you your discount.

Call us free on:
0800 545 30 00
Monday to Friday 8am-6pm

Sending us a competitor's loan offer

Been asked to send us a copy of your competitor loan offer? You'll need to send it to us by post along with the Loyalty Price Promise claim form. Here's how:

By post

Send your form and a competitor's loan offer to: Price Promise Personal Loans Admin, Nationwide Building Society, Kings Park Road, Northampton NN3 6NW

Terms and conditions

  • You can make a claim either in branch or by telephone and must be a main current account customer offered a nationwide loan in the last 28 days and have not yet signed a loan agreement
  • You must have a written offer for an unsecured fixed rate personal loan with another lender that is in your name(s), made within the last 30 days, for the same amount, duration and number of fixed payments with an APR available to the general public. Loans including arrangement fees, the option of additional lending or loans for study, commercial or business purposes, hire purchase and personal contract plans will not be accepted
  • If your claim is accepted you will be offered a loan with an APR that is 0.5% lower than the rate offered by the other lender
  • We reserve the right to withdraw the Loyalty Price Promise at any time, without notice