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All products
Personal loans
Nationwide loans calculator
Whatever your plans, see how much you could borrow with a personal loan - just for members.
You’re a member when you have a current account, mortgage or savings account with us. For joint accounts, only one of you needs to be a member.
4.2% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 4.2% p.a. (fixed). Monthly repayment £184.71. Total amount payable £11,082.60.
The rate we offer will be based on the loan you choose and your individual circumstances.
Take out a Nationwide Personal Loan today
Available just for members
It’s a good idea to consider different types of borrowing. The best option for you depends on the amount you want to borrow, and how long for. We’ll need to check before we can offer you a loan, overdraft, or credit card. It will depend on our view of your circumstances.
We have two great credit cards, just for our members who hold a current account, mortgage or savings account with us.
You can apply for an overdraft (or an extension to your existing overdraft) with any of our popular current accounts.
If you're not sure what type of borrowing might suit you best, try our guide to the different types of borrowing.
All unsecured loans are subject to status and are available to UK residents aged 18 to 79 only. In order to be eligible to apply for a Nationwide Personal Loan, you will need to have a net monthly income of £700+. Nationwide Personal Loans cannot be used for business, investment or speculative purposes, as a bridging loan or a mortgage deposit or to purchase or retain an interest in land.
If you have any questions about an application you have already made online, please call 0800 30 20 11.