Personal Loans Calculator

Calculate what your loan payments could be

Whatever your plans, see how much you could borrow with a personal loan - just for members.

You’re a member when you have a current account, mortgage or savings account with us. For joint applications, only one of you needs to be a member.

Why choose a Nationwide loan?

A personalised quote without affecting your credit rating

We'll give you a personalised quote and tell you whether you're likely to be accepted before you are credit scored.

At least 1% lower loan rates

Our best rates reserved exclusively for our members with a main current account. You'll pay at least 1% APR less on the same loan than any of our other customers.

Loyalty Price Promise

We'll beat any like-for-like UK loan provider offer by 0.5% APR, on loans from £1,000 to £25,000 for between 1 to 7 years .

Take out a Nationwide Personal Loan today

Available just for members

Have you considered...?

A credit card

We have two great credit cards, just for our members who hold a current account, mortgage or savings account with us.

Nationwide credit cards

An overdraft

You can apply for an overdraft (or an extension to your existing overdraft) with any of our popular current accounts.

Nationwide overdraft calculator

Other ways to borrow

If you're not sure what type of borrowing might suit you best, try our guide to the different types of borrowing.

Different types of borrowing

*If you are or become a member with a main current account with us before you apply, this figure shows the saving you potentially make over the full term of the loan, against the amount any other members without a main current account would pay for the same loan. We've calculated this using the loan amount and term you have selected, at the representative APR for that loan. Please note that all loans are subject to status so the actual rate and saving you get may vary.

All unsecured loans are subject to status and are available to UK residents aged 18 to 79 only. In order to be eligible to apply for a Nationwide Personal Loan, you will need to have a net monthly income of £700+. Nationwide Personal Loans cannot be used for business, investment or speculative purposes, as a bridging loan or a mortgage deposit or to purchase or retain an interest in land.

If you have any questions about an application you have already made online, please call 0800 30 20 10 and select option 4.