Cash ISA range

ISAs explained

Transfer/manage a cash ISA

Stocks & Shares ISAs

Stocks & Shares ISAs

What are they?


A Stocks & Shares ISA is a type of investment that you can include in your ISA allowance.


As your investment is held in an ISA, you’ll save tax on any returns you get.

Potential to grow

Interest rates on cash savings can be low, a Stocks & Shares ISA offers potential for higher return over the long term.


See how it works

A tax-efficient way to invest your money

Stocks & Shares ISAs

Stocks & Shares ISAs

The ISA allowance for the 2018/2019 tax year is £20,000.

Remember you can use your annual ISA allowance across a Stocks & Shares ISA, Cash ISA, Innovative Finance ISA and a Lifetime ISA (although you cannot take out the last two through Nationwide).

What you might need to consider

Rise and fall

There’s potential for higher returns than cash ISAs, but also a chance of your investment making a loss.

Higher risks

Make sure you are comfortable that Stocks & Shares ISAs are higher risk than Cash ISAs.

Longer term

Investments should be considered more long-term than savings - 6 years or more.

Please note: You must be 18 or over and a resident in the United Kingdom to invest.

Investing with Nationwide

Investing with advice from our Financial Planning Managers

  • If you have sole or joint savings of £50,000 or more, or a sole or joint income of £50,000 or more per year, then the expertise of our Financial Planning Managers could help you to make the most of your money
  • You’ll get access to a broader range of investments funds (compared to online) and our professional advice
  • You can opt in for ongoing support for a Financial Planning Manager

Investing online today, without advice

  • If you’re happy to invest without personalised advice you can get started today
  • You’ll need to be comfortable with the basics, and happy to manage your investments online using the Investor Portfolio Service provided by Cofunds
  • You can choose from a select range of funds managed by Legal & General
  • Once you have selected your fund, you can opt to invest in Stocks & Shares ISA or Unit Trust

Stocks & Shares ISAs are provided by Cofunds and Legal & General

The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice, both of which may change. The tax treatment depends on your individual circumstances and may be subject to change in future.

You may also be interested in...

Guide to Stocks & Shares ISA

Read our Stocks & Shares ISA guide to find out what they are, how they work and for more information on ISA limits.

Guide to Investing

Just getting started? Read our guide to understand more about how investments work and potential risks and rewards of investing.

Using your ISA allowance

In this guide we take you through the different types of ISA available, how to use your annual allowance and what an ISA transfer is.