Getting started

So, what is investing?

An investment is something you buy with the hope that it will gain value or provide an income in the years to come.

There are many different kinds of investments with each having its own unique set of potential rewards and risks.

Learn more about what investing is

Is investing right for you

Investing isn’t for everyone. But if you've paid off your debts (excluding your mortgage), have savings for emergencies in your bank or building society, then investing could help you reach some of your financial goals.

You need to be sure that investing is right for you before taking any action.

Find out if investing is the right option for you

Use our handy budget planner

Types of investment

Typically, when investing you will purchase an investment fund that invests in a mixture of different assets. An investment fund is a pool of money from multiple customers that has been invested by a fund manager on their behalf.

Find out about the different types of investments

Understanding risk

Everyone has their own attitude to risk. With any investment, there’s a risk that you can lose some or all of the original amount you invested in addition to any growth or income that you may receive from your investment. It’s important to think about what this could mean to you. All losses – small or large – will impact your financial wellbeing.

Learn more about risk and your attitude towards it

We offer restricted advice on a limited range of carefully selected products and funds.

Our third-party suppliers are: Product and Platform - provided through Cofunds Limited.
Primary Fund Range - provided through Legal & General Investment Management.

Nationwide sells funds, products and the platform as a package; these may be available separately outside Nationwide through other providers.


You can invest through us if you're a member of Nationwide. You're a member when you have a current account, mortgage or savings account with us.

You may also be interested in...

Our guide to investing

Just getting started? Read our guide to understand more about how investments work and potential risks and rewards of investing.

Read the guide

Stocks & Shares ISA guide

Read our Stocks & Shares ISA guide to find out what they are, how they work and for more information on ISA limits.

Read the guide

Investing through Nationwide