Important information

If you receive any employment related non-means tested state benefits (e.g. contributory Employment and Support Allowance (ESA), Statutory Sick Pay) and when it is added to your monthly benefit, that amount exceeds the maximum benefit limits, then Legal & General will reduce the benefit they pay you by the difference.

The present tax-free treatment of the plan benefits may change. The information provided is based on Nationwide's understanding of current tax rules, legislation and HM Revenue and Customs practice, all of which may change.

Calls may be recorded and monitored for training and/or quality purposes.

Income protection is brought to you by Nationwide and provided by Legal & General who are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

This site provides only a very brief guide to income protection available through Nationwide.

You'll find details of the standard cover and exclusions in the Key Features Document. You can ask for a copy at any Nationwide Branch. Non-standard terms may apply, depending on your circumstances.

You need to apply for income protection, arranged through Nationwide, and cover is provided only if you are accepted.

When you receive your policy documents, you will have 30 days to examine them in detail, during which time you may cancel and receive a refund of any premiums paid. If you cancel your policy at a later stage, you will not get any money back.