*IMPORTANT: *Our current account terms and conditions are changing from 8 October 2018. If you are applying for a current account please take some time to read about the changes as they will apply to your account. Find out what the changes could mean to you.


FlexDirect - 5% interest for 12 months

In a nutshell - get access to in-credit interest and bank online or over the phone, for customers aged 18 or over.

  • 5% AER (4.89% gross p.a.) fixed in-credit interest on balances up to £2,500*. 

    This rate is fixed for the first 12 months (reverting to 1% gross p.a./AER (variable) after this period). You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else).
  • 12 month fee-free arranged overdraft available**
  • No monthly fee

*Overdrafts are only open to customers aged 18 or over and are subject to approval.

* You're only entitled to one introductory rate at any one time, even if you open more than one FlexDirect account, unless an additional joint account is held. If you previously held a FlexDirect account and benefitted from the introductory interest rate on that account you're not entitled to the introductory rate again.

** Overdrafts are only available to customers aged 18 or over and are subject to approval.

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