You'll need to pay in at least £500 per term from the date the account is opened. This can include your student loan, money from family members or any other income.
You’ll also need to maintain a good credit record, whilst also demonstrating good account behaviour by keeping up with any payments you’re required to make and staying within your arranged overdraft limit.
If you're unable to meet any of these criteria, your arranged overdraft may be reduced or removed.
Please bear in mind that you cannot increase your arranged overdraft limit if you live outside the UK.