FlexPlus rates, fees and overdraft details

Here's the important bit - all the details and fees for FlexPlus.

What you'll pay for your FlexPlus account

FlexPlus fee of £13 a month for maintaining the account - the account fee is payable on the last day of each month.

Remember, FlexPlus comes with lots of insurance products and account benefits. Find out what you could get for your money.

Overdrafts

You can apply for an arranged overdraft with FlexPlus at any time. An arranged overdraft can be useful for short-term borrowing. We’ll take a look at your circumstances to see what we can offer you. You’ll need to be 18 or over, and a UK resident.

Our overdrafts page can help you compare our arranged overdrafts, and find out how much one might cost.

If you’d like to know how much we can offer you before you apply, you can try our eligibility tool for FlexPlus. Don’t worry, this won’t affect your credit score.

FlexPlus Arranged Overdraft Representative Example:

If you use an arranged overdraft of £1,200 the interest rate we will charge you is 39.9% EAR (variable)

EAR stands for ‘Equivalent Annual Rate’. It’s an interest rate that takes into account the compounding of interest. That’s when interest is added to your outstanding balance, meaning you pay interest on interest already charged. It doesn’t include fees or promotional rates.

Other charges and fees

We've shown you the main rates and fees that most people want to know above. For the full list of all our current interest rates and other fees and charges please download our latest interest rates and charges leaflet (This link will open in a new window).
To help you understand the fees for this account, please read the Fee Information Document.
For past rates and charges, see our current account support section.
To see what charges we make for payments in other currencies and using your card abroad, see our using your cards abroad section.

Important information

All rates and fees are subject to change, and we may decide when to apply and waive any account fees.

You need to be 18 or over to apply for a FlexPlus account.

It's easy to apply for a new FlexPlus account

Ready to Apply?

Your borrowing choices

It’s a good idea to consider different types of borrowing. The best option for you depends on the amount you want to borrow, and how long for. We’ll need to check before we can offer you a loan, overdraft, or credit card. It will depend on our view of your circumstances.

A credit card

We have a credit card just for our members who hold a current account, mortgage or savings account with us.

Member Credit Card

A loan

We can give you a personalised quote and tell you whether you're likely to be accepted before you are credit scored.

Nationwide personal loans

Other ways to borrow

If you're not sure what type of borrowing might suit you best, try our guide to the different types of borrowing.

Different types of borrowing
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Not living in the UK?

If you live in a country that's part of the European Union (EU) or European Economic Area (EEA), you can apply for one of our current accounts.

Find out more

Advertised rates correct as 11 November 2019 and this rate can be changed at any time.

All rates and charges are subject to change and we may decide when to apply and waive any account charges.