Features & benefits

Rates, fees & overdrafts

Managing your account

Manage your FlexDirect account your way

FlexDirect is based on a simple self-service concept with a great range of services to manage your account.

Banking app

Download our free Banking app and manage your money on the go. View your balance and recent transactions 24/7.

Text alerts

Manage your money using our text alert service. Receive balance and pay day alerts, plus alerts when you're nearing your overdraft limit.

ATMs

Thousands of UK ATMs available for your convenience. You can make withdrawals, pay your bills, get mini statements and more.

Telephone Banking

An automated line to securely check your balance and transfer money between your Nationwide accounts - at home or abroad.
Tel: 0800 35 73 57
Open 24/7

^To receive these rates you must pay in to your FlexDirect account at least £1,000 a month. Money paid in from other Nationwide accounts held by you or anyone else or visa credits (for example, refunds you receive back into your account) won’t count towards the £1,000. Interest is calculated on the last day of each month and is paid on the first day of the next month. We pay interest without tax deducted. If the account balance that we calculated interest on changes, then we may need to debit your account with an interest adjustment. You can get the 5% rate on more than one FlexDirect account as long as you haven’t opened accounts in that name or those joint names before. For example, you could earn the 5% rate on both an account in just your name, and on a joint account in your and your partner’s names. If you open new accounts in the same name or joint names as previous accounts, they'll earn the standard 1% AER rate, even if you’ve closed the first accounts in those names. This introductory offer can be withdrawn at any time. This will not affect customers who are already benefiting from the offer.

Close up of pen filling in a cheque

Cheque clearing

Paying in a cheque at an ATM or over-the-counter? Find out how long it will take to clear

Find out more
Lady using her current account card whilst abroad

Using your cards abroad

To find out about the rates and charges for using your debit or credit card abroad, please see our using your cards abroad page.

Find out more

It's easy to apply for a new FlexDirect account

Ready to Apply?

Current Account Switch Guarantee logo

Switch your current account to us in just 7 working days

See how it works
Euro flag

Not living in the UK?

If you live in a country that's part of the European Union (EU) or European Economic Area (EEA), you can apply for one of our current accounts.

Find out more

You may also be interested in...

How to choose a bank account

Want to open a new current account? Get help finding the right one – read our top 10 things to look out for when comparing accounts.

Keeping your money secure

Find out how to protect your money and how the latest fraud-protection technology is helping banks to tackle credit card fraud, identity fraud and online fraud.

How to apply