Nationwide FlexStudent current account

If you live outside of the UK, but in a country that’s part of the European Union (EU) or European Economic Area (EEA)Fallback Text, you can apply for a FlexStudent account.

What is the EU/EAA?

The EU countries are: Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK.

The European Economic Area (EEA) includes EU countries and also Iceland, Liechtenstein, Norway, French Guiana, Gibraltar, Guadeloupe, Madeira, Martinique, Mayotte, Réunion, Saint-Martin, The Azores and The Canary Islands.

To open a FlexStudent account you must be aged 18 or over and accepted on a full time UCAS course that’s at least 2 years long. If you have an unconditional offer you need to be no more than 5 months before your course start date or no more than 2 months after your course start date. If you have a conditional offer, you’ll need to wait until your place has been confirmed following your results before applying.*

* You can apply up to 18 months after your course starts if you’re already a Nationwide member, and have been with us for at least 12 months. You’re a member if you have a savings, mortgage or current account with us. If it’s been more than 2 months since your course started, you’ll need to pop into branch or give us a call to apply.

Here's what you get with a FlexStudent account

Earn interest on your money

Receive 1% AER/gross p.a. (variable) on balances up to £1,000.

Use your account both in and outside the UK

Make purchases and withdraw cash from ATMs both in and outside the UK with your debit card.

No monthly account fee

With FlexStudent, we don't charge you a monthly fee.

Mobile payments

You can make payments with your Nationwide debit cards on compatible devices using Apple Pay, Google Pay™ or Samsung Pay anywhere that contactless payments are accepted.†

Access to our Banking app

Our free Banking app lets you monitor, manage and access your money on the move.

Contactless payments

Use your Nationwide debit card to make payments of up to £45 in seconds.

† Available on selected Apple devices only and compatible devices using Android 4.4 (KitKat®) and higher. 

Apple Pay is a trademark of Apple Inc. registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Samsung and Samsung Pay are trade marks or registered trade marks of Samsung Electronics Co., Ltd. Use only in accordance with the law. Samsung Pay is available on select Samsung devices.

UK flag

Do you live in the UK?

If you live in the UK, you will need to follow a different application process. Start by choosing from our full range of current accounts.

Find out more

Useful information

About FlexStudent

About FlexStudent

To apply for a FlexStudent account you must be aged 18 or over, accepted on a full time UCAS registered course that’s at least 2 years long. If you have an unconditional offer you must be no more than 5 months before your course start date or, no more than 2 months after your course start date. If you have a conditional offer, you’ll need to wait until your place has been confirmed following your results before applying. This must be your only student account. Overdrafts are subject to status.

For information on how we send and receive overseas payments please see our overseas payments leaflet.

How we pay interest

How we pay interest

On the last day of each month we calculate the interest you've earned each day of that month and then pay you this interest on the 1st day of the next month. We pay interest without tax deducted.

What does AER and gross mean?

What does APR, AER and Gross mean?

What does AER mean? 

AER stands for 'Annual Equivalent Rate' and illustrates what the interest rate would be if interest were paid and compounded each year.

What does gross mean?

Gross p.a. is the interest rate without tax deducted.