If you live in the UK, you'll need to follow a different application process. Start by choosing from our full range of current accounts.

Nationwide FlexPlus current account

If you live outside of the UK, but in a country that's part of the European Union (EU) or European Economic Area (EEA)Fallback Text, you can apply for a FlexPlus account.

What is the EU/EAA?

The EU countries are: Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK.

The European Economic Area (EEA) includes EU countries and also Iceland, Liechtenstein, Norway, French Guiana, Gibraltar, Guadeloupe, Madeira, Martinique, Mayotte, Réunion, Saint-Martin, The Azores and The Canary Islands.

Important information about the FlexPlus account insurance benefits

The table below details the features and benefits of the FlexPlus current account. The FlexPlus current account comes with a range of insurance benefits as standard and has a £13 monthly account fee. It is not possible to have a FlexPlus current account without the insurance benefits and FlexPlus is not available to buy separately. 

If you live outside the UK you will not be able to use the insurance benefits that come with the account as these are only available to UK residents. You will still have to pay the monthly account fee, so please consider whether FlexPlus is the right account for you.

Features and benefits



For EU/EAA residents outside the UK
For UK residents
UK & European Breakdown and Recovery Assistance
No Yes
Cover for you in any eligible vehicle and anyone driving your vehicle with your permission. Plus no limit on the number of call outs you can make
Worldwide Family Mobile Phone Insurance
No Yes 
Worldwide family mobile phone insurance for you and your family members living at the same address. No need to register your mobile up front.
Worldwide Family Travel Insurance
No Yes
Worldwide travel insurance for you and your family, including winter sports, golf and business.
A travel-friendly debit card Yes
There’s no transaction fees to worry about when you withdraw cash or make payments abroad.
Yes
There’s no transaction fees to worry about when you withdraw cash or make payments abroad.
Mobile payments  No Yes
You can make payments with your Nationwide debit cards using Apple Pay, Google Pay™ or Samsung Pay anywhere that contactless payments are accepted.†

Apple Pay is available on selected Apple devices only. Apple Pay and Apple are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is available on devices running Android™ 5.0 or higher. Google Pay and Android are trademarks of Google LLC. Samsung Pay is available on selected Samsung devices. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law.

UK flag

Do you live in the UK?

If you live in the UK, you will need to follow a different application process. Start by choosing from our full range of current accounts.

Find out more

Useful information

About FlexPlus

About FlexPlus

You need to be 18 or over to apply for a FlexPlus account.

For information on how we send and receive overseas payments please see our overseas payments leaflet.