Nationwide's FlexAccount current account

If you live outside of the UK, but in a country that’s part of the European Union (EU) or European Economic Area (EEA)Fallback Text, you can apply for a FlexAccount.

What is the EU/EAA?

The EU countries are: Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK.

The European Economic Area (EEA) includes EU countries and also Iceland, Liechtenstein, Norway, French Guiana, Gibraltar, Guadeloupe, Madeira, Martinique, Mayotte, Réunion, Saint-Martin, The Azores and The Canary Islands.

FlexAccount might be for you if you prefer to use a full range of methods for managing your money.

Here's what you could get with FlexAccount

Use your account both in and outside the UK

Make purchases and withdraw cash from ATMs both in and outside the UK with your debit card (non-sterling transaction fees apply).

A free Banking app

Our free Banking app lets you monitor, manage and access your money on the move.

Contactless payments

Use your Nationwide debit card to make payments of up to £45 in seconds.

No monthly account fee

With FlexAccount, we don't charge you a monthly fee.

Mobile payments

You can make payments with your Nationwide debit cards using Apple Pay, Google Pay™ or Samsung Pay anywhere that contactless payments are accepted.†

† Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.
Samsung and Samsung Pay are trade marks or registered trade marks of Samsung Electronics Co., Ltd. Use only in accordance with the law. Samsung Pay is available on select Samsung devices.
App Store is a service mark of Apple Inc.

You also get as standard:

  • Contactless Visa debit card
  • Access to close to 700 UK wide branches
  • Withdrawal of up to £500 cash per day from ATMs (ATM withdrawals outside the UK may be subject to a charge – see Rates & Fees for details)
UK flag

Do you live in the UK?

If you live in the UK, you will need to follow a different application process. Start by choosing from our full range of current accounts.

Find out more

Useful information

About FlexAccount

About FlexAccount

For information on how we send and receive overseas payments please see our overseas payments leaflet.

AER and Gross explained


What does AER mean?
AER stands for 'annual equivalent rate' and illustrates what the interest rate would be if interest were paid and compounded each year.

What does gross mean?
Gross p.a. 
is the interest rate without tax deducted.