The Select Credit Card

Our Select Credit Card is just for members with a main current account

You’re a member with a main current account if:


  • You have a FlexPlus, FlexDirect, FlexStudent, FlexGraduate or FlexOne account
  • Or you have a FlexAccount and have been paying in at least £750 each month for the last 3 months
  • Or you have completed a switch to your FlexAccount (from a non-Nationwide account) using our Current Account Switch team, within the last 4 months

Not a main current account member?

As long as you have a savings, mortgage, FlexBasic current account or a FlexAccount (that isn’t a main account) then you can apply for our Nationwide Credit Card.

With the Select Credit Card you could be rewarded with:

0% for 12 months* on balance transfers

Balance transfers at 0% must be completed within the first 3 months of account opening

No balance transfer fee

Applies for the first 3 months of account opening, after which time it will revert to 2.4% (Minimum £5)

0% for 12 months on purchases

Introductory rate applies from the date the account is opened

Using your card abroad

Unlimited commission-free purchases abroad with a Nationwide Select Credit Card

No annual fee

We won’t charge you a monthly or yearly fee for having a credit card with Nationwide

Banking App

Our free Banking app lets you check and manage your money on the move, if you're registered for internet banking.

Managing your account online

Log in to check balances, view statements and more.

Contactless payments

You can make contactless payments with your Nationwide credit card, or by using Apple Pay, Google Pay™ or Samsung Pay anywhere that contactless payments are accepted.†

Acceptance indicator

Know if you're likely to be accepted before you're credit scored.

*Introductory rate applies from the date the balance transfer is applied to the account. Balance transfers at 0% with no fee must be made within 3 months of account opening, each transfer after this time will be subject to a 2.4% (minimum £5) fee, and your standard interest rate. Nationwide reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

Ready to apply for this card?

Available for main current account customers

Credit cards are available to those aged 18 or over (UK residents only), are subject to circumstances and a minimum income of £5,000 per year.

† Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher.
Apple and Apple Pay are trademarks of Apple Inc., registered in the US and other countries
Google Pay is a trademark of Google LLC.
Samsung and Samsung Pay are trade marks or registered trade marks of Samsung Electronics Co., Ltd. Use only in accordance with the law. Samsung Pay is available on select Samsung devices.