Our cards

Choose from two great cards, just for members

Our credit cards are just for members. You're a member when you have a current account, mortgage or savings account with us. Plus, if your main current account is with us, you could get an even better rate with our Select Credit Card. Find out more about membership.

Want to transfer a balance from another card? Or take a break from paying interest? Whatever your reason for needing a credit card, we've got two great options for you.

The Select Credit Card

Representative example

15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).

  • Available just for members who have their main current account with us
  • 0% on balance transfers for 12 months* Balance transfers at 0% must be completed within the first 3 months of account opening
  • No balance transfer fee Applies for the first 3 months of account opening, after which time it will revert to 2.4% (Minimum £5)
  • 0% on purchases for 12 months

    Introductory rate applies from the date the account is opened

  • Unlimited commission-free purchases abroad Find out what commission- free purchases abroad means for you
  • Access to exclusive cashback offers When you’re shopping online and on the high street, with Simply Rewards
  • No annual fee We won’t charge you a monthly or yearly fee for having a credit card with Nationwide
  • Alerts

    We’ll let you know when you’re close to your credit limit, or a promotional rate on your balance is about to end

Representative example

15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).

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The Nationwide Credit Card

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

  • Available just for members (who have a current account, mortgage or savings account with us)
  • 0% on balance transfers for 12 months* Balance transfers at 0% must be completed within the first 3 months of account opening
  • No balance transfer fee Applies for the first 3 months of account opening, after which time it will revert to 2.4% (Minimum £5)
  • 0% on purchases for 12 months

    Introductory rate applies from the date the account is opened

  • Commission-free allowance We'll reward you with a commission- free allowance to use abroad on any purchases in pounds sterling
  • Access to exclusive cashback offers When you're shopping online and on the high street, with Simply Rewards
  • No annual fee We won’t charge you a monthly or yearly fee for having a credit card with Nationwide
  • Alerts

    We’ll let you know when you’re close to your credit limit, or a promotional rate on your balance is about to end

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

*Introductory rate applies from the date the balance transfer is applied to the account. Balance transfers at 0% with no fee must be made within 3 months of account opening, each transfer after this time will be subject to a 2.4% (minimum £5) fee, and your standard interest rate. Nationwide reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

Have you considered...?

A loan

We can give you a personalised quote and tell you whether you're likely to be accepted before you are credit scored.

Nationwide personal loans

An overdraft

You can apply for an overdraft (or an extension to your existing overdraft) with any of our popular current accounts.

Nationwide overdraft calculator

Other ways to borrow

If you're not sure what type of borrowing might suit you best, try our guide to the different types of borrowing.

Different types of borrowing

Nationwide adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board (LSB) 

Credit cards are available to those aged 18 or over (UK residents only), are subject to circumstances and a minimum income of £5,000 per year.

What makes us different

Responsible lending