Our cards

Choose from two great cards, just for members

Our credit cards are just for members. You're a member when you have a current account, mortgage or savings account with us. Plus, if your main current account is with us, you could get an even better rate with our Select Credit Card. Find out more about membership.

Want to transfer a balance from another card? Or take a break from paying interest? Whatever your reason for needing a credit card, we've got two great options for you.

From 11 January 2018, the Select Credit Card will be changing. Find out more.

The Select Credit Card

Representative example

15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).

  • From 11 January 2018, the Select Credit Card is changing


  • Available just for members who have their main current account with us
  • 0% on balance transfers for 12 months* Balance transfers at 0% must be completed within the first 3 months of account opening
  • No balance transfer fee Applies for the first 3 months of account opening, after which time it will revert to 2.4% (Minimum £5)
  • 0% on purchases for 12 months

    Introductory rate applies from the date the account is opened

  • Earn 0.5% unlimited cashback

    Collect 0.5% unlimited cashback on all purchases in pounds sterling (until 11 January 2018) Cashback

    Cashback

    From 11 January 2018 the cashback rate will reduce from 0.5% to 0.25% for all existing customers who have opened their Select credit card before the above date.

  • Unlimited commission-free purchases abroad Find out what commission- free purchases abroad means for you
  • Access to exclusive cashback offers When you’re shopping online and on the high street, with Simply Rewards

Representative example

15.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 15.9% p.a. (variable).

title

Text

Link text

The Nationwide Credit Card

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

  • Available just for members (who have a current account, mortgage or savings account with us)
  • 0% on balance transfers for 12 months* Balance transfers at 0% must be completed within the first 3 months of account opening
  • No balance transfer fee Applies for the first 3 months of account opening, after which time it will revert to 2.4% (Minimum £5)
  • 0% on purchases for 12 months

    Introductory rate applies from the date the account is opened

  • Commission-free allowance We'll reward you with a commission- free allowance to use abroad on any purchases in pounds sterling
  • Access to exclusive cashback offers When you're shopping online and on the high street, with Simply Rewards

Representative example

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable).

*Introductory rate applies from the date the balance transfer is applied to the account. Balance transfers at 0% with no fee must be made within 3 months of account opening, each transfer after this time will be subject to a 2.4% (minimum £5) fee, and your standard interest rate. Nationwide reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

Nationwide adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board (LSB) 

Credit cards are available to those aged 18 or over (UK residents only), are subject to circumstances and a minimum income of £5,000 per year.

What makes us different

Responsible lending