The Nationwide Credit Card - just for members

Our Nationwide Credit Card is just for members. You’re a member if you have a current account, mortgage or savings account with us.

Could you get our Select Credit Card, with a better rate? Members with a main current account can apply for our Select Credit Card. It has the same features as our Nationwide Credit Card, but with a lower 15.9% APR representative (variable) rate and unlimited commission-free purchases abroad.

With the Nationwide Credit Card you could benefit from:

0% for 12 months* on balance transfers

Balance transfers at 0% must be completed within the first 3 months of account opening

No balance transfer fee

Applies for the first 3 months of account opening, after which time it will revert to 2.4% (Minimum £5)

0% for 12 months on purchases

Introductory rate applies from the date the account is opened

Using your card abroad

A commission-free allowance to use abroad, which accumulates each time you buy something in pounds sterling.Cashback


Sterling purchases only (balance transfers, cash advances and payment protection insurance premiums are excluded).

No annual fee

We won’t charge you a monthly or yearly fee for having a credit card with Nationwide

Banking App

Our free Banking app lets you check and manage your money on the move, if you're registered for internet banking.

Managing your account online

Log in to check balances, view statements and more.

Contactless payments

You can make contactless payments with your Nationwide credit card, or by using Apple Pay, Google Pay™ or Samsung Pay anywhere that contactless payments are accepted.†

Acceptance indicator

Know if you're likely to be accepted before you're credit scored.

*Introductory rate applies from the date the balance transfer is applied to the account. Balance transfers at 0% with no fee must be made within 3 months of account opening, each transfer after this time will be subject to a 2.4% (minimum £5) fee, and your standard interest rate. Nationwide reserves the right to withdraw, vary or extend these offers at any time. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the introductory offers.

Credit cards are available to those aged 18 or over (UK residents only) with a minimum income of £5,000 per year, and are subject to your circumstances.

Ready to apply for this offer?

Available just for members

† Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher.
Apple and Apple Pay are trademarks of Apple Inc., registered in the US and other countries
Google Pay is a trademark of Google LLC.
Samsung and Samsung Pay are trade marks or registered trade marks of Samsung Electronics Co., Ltd. Use only in accordance with the law. Samsung Pay is available on select Samsung devices.