Could you save money by transferring another credit or store card balance to your Nationwide credit card? See the rates and charges, how to make the transfer, and what the minimum and maximum limits are.


Transfer your balances to your Nationwide credit card with our 0% offer rate.

12 month term

With a 12 month term it could save you hassle and money.

2.9% transfer fee

That's £29 if you transfer £1,000 from one card. With a minimum of £5 per balance transferred.

  • 1 Application


    You can apply to transfer a balance to your credit card online or over the phone. The minimum transfer is £1. You can transfer a balance of up to 95% of your available credit limit.

    Log in to start your application
  • 2 Behind the scenes


    It normally takes 2 to 3 working days to move your balance across (in some circumstances it can take up to 10 working days). The transfer may not show up in your next statement depending on when you applied.

    How to view your balance
  • 3 Transfer notification

    Apply for your mortgage

    Your transferred balance will show in the 'interest summary' table on your statement (we won't send a letter to confirm this).

    Log in to view your statement
  • 4 Keeping up to date

    Computer screen icon

    If the transfer was part of a promotional offer, you'll get notifications in your statements before your offer is due to expire. You can also see your interest rate, offer duration and offer expiry date in the ‘interest summary’ table on your statement.

    Log in to view your statement

There’s no limit to how many balances you can transfer. Just make sure they don’t add up to more than 95% of your available credit limit. If they do, we may still be able to accept the amount you ask for, but we’ll need to ask you for more information before we agree. At the same time, we reserve the right to limit the amount you can transfer. Always make sure you maintain payments on existing cards until the balance transfer is complete, otherwise you may be charged a missed payment fee.

Unlike some credit card providers, at Nationwide your offer period will start from the day the balance was transferred to your account, not the day you applied. That means that you won’t miss out on part of your offer period.

Transfer a balance online

  1. Log in
  2. Choose ‘view accounts’
  3. Select your credit card
  4. Choose ‘transfer a balance’

Transfer a balance by phone

Call 0800 055 66 11
We're open:

  • Monday to Friday 8am - 8pm
  • Saturday 8am - 8pm
  • Sunday 9am - 5pm