Help with the cost of living
The cost of living in the UK continues to rise, affecting us all. Living with less money or staying on top of everything can be a struggle. If you're worried about the cost of living crisis and want to know what support is available to you for budgeting, debt help or to ease the squeeze, we've got options to help you.
Help us understand your situation
If you have a mortgage, credit card, loan or arranged overdraft with us and have missed a payment, gone over your limit or think you may do, please answer a few simple questions to help us help you.
We may guide you to speak to us or an independent advisor or start by creating a budget.
Make your money go further
Budgeting and access to financial support
Credit, loan and arranged overdraft options
Options with savings
Save on your energy bills
Switchd offer
To help reduce the pressure of your energy bills, Nationwide members can get a free 6-month subscription to energy switching service, Switchd.
Help with existing debt
Manage your borrowed money
How to manage your borrowing effectively if you have a loan, credit card, mortgage or overdraft with us.
Struggling with mortgage payments
If you have a mortgage with us, find out what support may be available to you, depending on your circumstances.
Persistent debt on your credit card
This is when you pay more in interest, fees and charges on your credit card than repaying the amount you have borrowed for some time.
Debt advice from PayPlan
We work closely with PayPlan, a free independent debt advice provider. They can offer support if you're concerned about keeping up with debt repayments.
StepChange debt charity
We work closely with StepChange who can give you free independent practical advice if you need help with your finances.
Other debt support providers and information
Your finances and mental well-being
If you feel like your money worries are impacting your mental health, your mental health is making it hard to manage your money or you feel overwhelmed, help is available.